Even Billionaires Beg to Borrow From Me

Ethan Cole is a broke NYU finance student. Chloe Whitmore, the prettiest girl at NYU, hits him with her car. Tiffany, a fellow NYU student, and Brad Whitfield, a rich kid in Chloe's circle, mock him: Tiffany calls him a classmate who cannot afford textbooks and is fishing for a payout; Brad tells him to become a billionaire first. Chloe only says it makes her respect him less. Tiffany hands him forty dollars as Chloe's charity. After they leave, the impact changes his vision. He can see through things and identify value. Ethan turns Brad's line into a vow: "You said become a billionaire first. Then that's exactly what I'll become."

His first flip is an old coin from his roommate Jake Miller. Ethan trades everything he has for it. Harold Sterling, an antique shop owner, appraises it, and they settle at one thousand dollars. Harold gives him a card. Ivy Sterling, Harold's daughter and an NYU student, sees Ethan at the shop.

At a flea market, Ethan buys a brooch for two hundred dollars. Back at the shop, Ivy sets the condition: if the brooch is real, she will be his girlfriend. Harold identifies it as a real high-end Cartier Art Deco brooch worth sixty to seventy thousand. Ethan asks fifty thousand and promises future finds. Harold tells Ivy to spend more time with Ethan. Ivy drives him back to campus and restates the bet, asking if she is cuter than Chloe. Ethan says he is not ready and leaves the car.

In the dorm, Ethan sees Tyler Green's stock losses and realizes he can read stock trends. He tells Tyler to buy Medico Bio. Tyler does not buy, and the stock goes up. Jake returns, and Ethan gives him principal plus interest from the coin, keeping the rest. Ethan opens a broker account.

In Professor Reed's class, the professor mocks Ethan for not meeting the trading minimum, then recommends Green Horizon Tech, North Star Heavy Industry, Meridian Construction, and NY Lithium Corp. Ethan picks Meridian Construction. The professor throws him out. The professor's picks crash, and Meridian rises. Tyler, who followed Ethan's Meridian tip, tells the professor he went all in and is up forty percent. The professor praises Tyler's analysis.

Harold later brings Ethan before top antique dealers. They challenge him with a vase. Before Sir Reginald arrives, a dealer sets a wager: if Ethan is right, he can pick anything from the shop; if wrong, he works free for two months. Ethan calls the vase a 2020 replica fake. Sir Reginald Pemberton, a knighted antiques expert, confirms the young man is correct.

With the power, Ethan flips antiques, bets on stone, and dominates the stock market. The rich kids who looked down on him come begging for favors. The campus beauty who mocked him throws herself at him. His ambition goes beyond that. He wants his own empire and to make everyone who trampled on him look up. From campus to Wall Street, the rise has only begun.